Lender Price API-powered digital lending
Mortgage experiences that move at the speed of the borrower.
Digital Lending brings Lender Price’s proven pricing, eligibility, product and workflow APIs into the platforms lenders already use—so borrowers can explore options, apply with confidence, and get to the next step faster.
Designed for every lending model
One digital foundation. Multiple ways to win.
Whether you’re a national bank, credit union, independent mortgage bank, correspondent lender, or broker-focused platform, Digital Lending gives your team a modern API layer for a more connected mortgage experience.
01 / BANKS
Make every channel feel connected.
Deliver consistent product, price and eligibility intelligence across retail, consumer-direct, branch and partner journeys.
02 / CREDIT UNIONS
Turn member intent into action.
Give members transparent options and a simpler path to application—without forcing your team into a rigid digital experience.
03 / MORTGAGE LENDERS
Convert more of the demand you create.
Present relevant loan choices earlier, respond faster, and keep borrowers moving from discovery through lock.
Why digital lending matters
Friction is no longer just a borrower problem. It is a growth problem.
When pricing is slow, options are unclear, or a borrower has to repeat information across systems, momentum disappears. Digital Lending brings the decisioning intelligence closer to the moment it matters.
Built to connect
Your platform. Lender Price intelligence.
Use modular APIs to embed the experiences your business needs, from a mini-pricer or payment explorer to a fully guided application path.
{ "borrowerJourney": "purchase", "eligibleProducts": 18, "nextAction": "continue_application", "poweredBy": "Lender Price"}PRODUCT & PRICE
Accurate options, in context.
Surface product, rate and payment options where borrowers make decisions.
ELIGIBILITY
Guide, don’t guess.
Help borrowers understand which paths are available before unnecessary friction enters the journey.
WORKFLOW
Drive the next best step.
Connect the front-end experience to the systems and teams that move the loan forward.
Frequently asked questions
Digital lending and pricing engine FAQs
Clear answers about how Lender Price APIs bring governed product, price and eligibility intelligence into digital mortgage experiences.
What is digital lending?
Digital lending uses connected technology to help borrowers explore mortgage options, submit information and move through the loan process online. The strongest experiences pair an intuitive front end with current, governed product, pricing and eligibility intelligence.
What does a mortgage pricing engine do?
A mortgage product and pricing engine (PPE) evaluates a loan scenario against product rules, rates, adjustments, margins and eligibility requirements. It helps lenders return accurate options, compare scenarios and support a controlled path from quote to lock.
How do Lender Price APIs improve a digital mortgage experience?
Lender Price APIs can bring product availability, real-time pricing, payment options and eligibility results into a lender’s POS, LOS, broker portal, consumer journey or proprietary application. That gives borrowers clearer choices and gives teams a faster, more connected workflow.
Can banks, credit unions and mortgage lenders use the same API foundation?
Yes. Lender Price is designed for varied lending models and channels, including retail, wholesale, correspondent, consumer-direct and broker-focused experiences. Each deployment can reflect the organization’s own products, controls, margins and workflows.
Can AI solutions use Lender Price pricing and eligibility intelligence?
Yes. AI-enabled experiences can use Lender Price as a trusted decisioning foundation for product, pricing and eligibility results. The underlying mortgage calculations remain deterministic, governed and auditable while AI helps users explore options and identify the next step.
How does Lender Price help borrowers apply for a mortgage faster?
By presenting relevant options earlier and connecting the digital experience to current lender logic, borrowers can understand potential paths before unnecessary handoffs or repeated data entry. That helps the lender capture a better-informed application and keep momentum moving forward.
How can I learn which APIs and integrations fit my lending workflow?
Talk with the Lender Price team about the channels, systems and experience you want to support. We can help you evaluate the right product, pricing, eligibility and workflow access for your implementation. Start the conversation.